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Cent- Warehouse receipt scheme (WHR)



* To provide finance against warehouse / cold storage receipt


Farmers, Processors, Arthiyas, Traders and Food and Agro based Processing units, manufacturers of fertilizers
Udyam Registration Certificate is mandatory.


Demand loan/CC

Max Finance *Prevailing Market price /Value as per WHR less 35%  Margin Or MSP wherever fixed less 20 % margin whichever is lower



 * 35% on MV or 20% on MSP.

Interest Rate


* Attractive rate of interest based on RBLR.

Loan Terms:

* 12 months / due date of WHR whichever is earlier.