Cent Agri Infra Scheme



* Providing a medium - long term debt finances facility for investment in viable projects for post-harvest management Infrastructure and community farming assets through incentives and financial support in order to improve agriculture infrastructure in the country. 



Farmers, Joint Liability Groups (JLGs), Farmers Producers Organizations (FPOs), Primary Agicultural Credit Societies (PACS), Marketing Cooperative Societies, Multipurpose cooperative Societies. Self Help Groups (SHGs), Agri entrepreneurs, startups and Central /State agency or Local Body sponsored Public Private Partnership Projects. 

Nature of facility

* Term Loan 


*10% of project cost



* Primary-Hypothecation of assets created out of bank's finance.
* Collateral
- No collateral for limit uptoRs2.00Crore since advance will be covered under CGTMSE.
- For limits above Rs2.00Crore -
Total value of collateral security should be at least 125% of the amount financed by Bank

Interest Rate

Upto 2.00 Crore

Above 2.00 crore

6 Months MCLR + 1% Max 9%
As per Rating of Borrower

Interest Subvention

3% per annum upto a limit of Rs.2 Crore for maximum period of 7 years

Processing Charges

Up to Rs2.00 crores : No processing Charges

Above Rs2 Crore up to Rs 5 Crore: @ Rs 120/-per Lakh or part thereof Max Rs 50,000/-

Above Rs 5 Croreup to Rs 25 Crore: @ Rs 150/-per Lakh or part thereof Max Rs 3,00,000/-

Documentation Charges


UptoRs2 lakh- NIL

>Rs2 Lakh to Rs25 Lakh- Rs50/- per Lakh Max Rs1000/-

>Rs25 Lakh to Rs50Lakh- Rs75/- per Lakh Max Rs3000/-

>Rs50 Lakh to Rs1Crores- Rs100/- per Lakh Max. Rs7500/-

Above 1 Crore to Rs 100Crore-Rs 100/-per Lakh or part thereof Max Rs 15000/-

Inspection Charges

Up to Rs  2 lakh : Nil
More than Rs 2 lakh up to Rs 5 lakh : Rs 200/-
More than Rs 5 lakh up to Rs 50 lakh : Rs 500/-

More than Rs 50 lakh to Rs 1 Crore: Rs 2000/-

More than Rs 1 Crore to Rs 10 CroreRs 3,000/-


* 7 years (including maximum moratorium 2 yrs).