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Cent CA/CS/CMA Scheme



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MSME Schemes:


New addition

Cent CA/CS/CMA Scheme

Scheme Name: Cent CA/CS/CMA Scheme


  1. To acquired ready build office premises (partially and fully constructed)
  2. To purchase furniture & fixture, fittings and office equipment, computers. Books and other accessories, etc.
  3. To meet the Working Capital Requirement (Assessment on the basis of annual income/cash flow)

Eligibility:  All types of CA Professionals, CS, CMA i.e.   Individuals, Proprietor Firms, Partnership Firms registered with ICAI/ICSI/ICMAI, Public, Pvt limited Companies, One Person Companies, LLPS, etc who are having URC (except HUFs, Trusts)

Facility: Term Loan / Overdraft

Quantum of Finance:

  • Minimum – Rs.  5.00 lakh
  • Maximum – Rs. 50.00 lakh ( With CGTMSE Cover )
  • Maximum – Rs 200.00 lakh (With 100% Collateral Security in the form immovable property )

RATE OF INTEREST: Attractive rate of interest based on RBLR

Loan Term: 144 Months for TL (Including Moratorium),12 Months for OD.


  • If borrower offers collateral security the same should be at least 100% of the limit. In that case CGTMSE guarantee not required
  • Limit shall be covered under CGTMSE and the fees shall be borne by    the borrower
  • In case of term loan - Hypothecation of the assets created out of bank finance