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Interest Rates

Non Resident Accounts Rate of Interest (%)
NRE Term Deposits Click Here to View Interest Rate

Latest FCNR (B) Interest Rate

The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made on or after 10.06.2025 are as under:

Interest Rate on FCNR (B) Deposits w.e.f. July 10, 2025

Period of deposit

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.50

4.50

3.00

2.22

3.20

2 years to less than 3 years

4.50

4.00

2.00

1.97

3.00

3 years to less than 4 years

4.25

3.50

1.50

1.72

2.70

4 years to less than 5 years

3.80

3.00

1.50

1.72

2.70

5 years only

3.80

3.00

1.50

1.72

2.70

 

 

RFC (USD) Deposit Interest Rates w.e.f. July 10, 2025

Period of USD deposit

% p.a.

6 months to less than 12 months & Savings A/c.

4.50