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- To meet urgent personal expenses like marriage / medical / educational needs, etc. other than for Agricultural purpose.
Nature of Facility
- Demand Loan against pledge of gold ornaments of 22 Carat purity or Gold Coins (Maximum 50 gram per person) sold by Bank.
- Pledge of gold ornaments of 22 Carat purity or Gold Coins sold by our Bank.
- In case of gold coins (24 carat) sold by banks , pledged security should not exceed 50 grams per borrower.
Quantum of loan
- Minimum Rs 10000/ - Maximum Rs 40,00,000/
- 25% of the value at the time of sanction.
- The tenor of the loan should not exceed 12 months from the date of sanction.
- 0.50% of the loan amount, Minimum : Rs.250/- & Maximum: Rs.5000/ (Processing fee is exclusive of appraiser fees & appraiser fees has to be recovered additionally)
- Processing Charges on "Cent Personal Gold Loan Scheme" is waived up to 31.12.2023
Rate of Interest: RBLR+CRP
For further details please contact our nearest branch or call on the toll free no. 1800 22 1911
||ROI for Low & Medium Risk
|Up to Rs.3 Lakh
|Above Rs.3 Lakh