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Cent Kisan Vahan Scheme


* To provide Finance for purchase of all type of vehicles i.e Two/Four/ Transport vehicle   




Farmers/Group of farmers/firms/Companies engaged in farming and /or in allied and ancillary activities

Nature of facility

 Term Loan

Quantum of Loan

Farmers: Rs 2.00 Lakhs To Rs 15.00 Lakhs

Others engaged in Agri allied /ancillary activities: Rs 2.00 Lakhs to Rs 25.00 Lakhs


Two Wheelers : 10%

Four Wheelers/Transport vehicles:15%


Hypothecation of vehicle

Collateral Security:

Up To Rs 1.60 Lakhs: NIL

Above Rs 1.60 Lakhs to Rs 10.00 Lakhs: Third Party Guarantee

Above Rs 10.00 Lakhs               : 50 % of loan +  Third Party  Guarantee                  

Interest Rate

Farmers : MCLR + 0.15%  To MCLR+0.50%

Others   :  MCLR + 0.15%  To MCLR+1.50%

Processing Charges

* UptoRs25,000/- : Nil
* Above Rs25,000/- : @Rs120/- per Lakh

Documentation Charges

Up to Rs 2.00 Lakhs :Nil

Above Rs 2.00 Lakhs to Rs 25.00 Lakhs: Rs 50.00 per Lakhs


5 TO 7 Years