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Cent Grih Lakshmi

Eligibility :

  • Woman should be the sole borrower or first named borrower.

Validity of Scheme: Scheme is valid up to 30th Sept-2023.

Rate of Interest:

ROI will be based on CIC score ranging from 8.35% to 9.25%

Processing Charges:

  • 0.50% of the Loan Amount subject to maximum Rs.20,000/-+ GST(Completely waived till 31.12.2023)
  • API Integration Charges of Rs. 81+GST to be recovered for fresh proposal.
  • Documentation Charges:


Minimum CIC Score: applicable for fresh as well as take over.

CIC Minimum Benchmark Score
CIBIL 700 & above
CRIF 650 & above
EXPERIAN 700 & above

All other Terms & Conditions for Normal Housing Loan Scheme will be applicable.