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Interest Rates

Non Resident Accounts Rate of Interest (%)
NRE Term Deposits Click Here to View Interest Rate

Latest FCNR (B) Interest Rate

The interest rates for FCNR (B)/ CENT FCNR (B) PREMIUM PLUS Deposit and RFC Deposits applicable to fresh deposits / renewals made on or after 15.04.2025 are as under:

Period of Deposit

Interest Rates in different currencies in % p.a. (HY Comp.)

USD

GBP

EUR

CAD

AUD

1 year to less than 2 years

5.60

4.27

1.02

2.23

3.45

2 years to less than 3 years

3.54

2.77

0.72

1.98

3.25

3 years to less than 4 years

3.54

2.52

0.27

1.73

2.95

4 years to less than 5 years

3.54

2.52

0.27

1.73

2.95

5 years only

3.54

2.52

0.27

1.73

2.95

Overdue Deposit

4.60

3.27

0.02

1.23

2.45

 RFC (USD) Deposit Interest Rates

Period of USD deposit

Interest Rate in % p.a. (HY Comp.)

6 months to less than 12 months & Savings A/c

                 4.60

Overdue deposits

NIL