Home >> Loans >> Cent Personal Gold Loan
Nature of Facility
Demand Loan or Overdraft against pledge of Pledge of gold ornaments of 22 Carat purity or Gold Coins sold by our Bank.
To meet urgent personal expenses like marriage / medical / educational needs etc
Pledge of gold ornaments of 22 Carat purity or Gold Coins sold by our Bank.
Quantum of loan
Minimum- Rs 10000/ - Maximum Rs.20,00,000/-
Maximum Limit of loan per gram
12 to 36 Months.
In the case of overdraft facility, the limit to be reviewed on annual basis
0.5% of the loan amount plus applicable Appraiser Fee.
OD renewal charges 0.25% of limit
Rate of Interest
Overdraft - Base Rate + 2% p.a.
Demand Loan - Base Rate + 1% p.a.