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RATES AT A QUICK GLANCE : DEPOSITS & LOANS
DEPOSITS

NATURE

RATE OF INTEREST

Savings Account - Domestic

%

With Cheque book facility

4.0

Without Cheque book facility

4.0

No frills Account

4.0

DOMESTIC TERM DEPOSITS

 

Maturity Period

Rates for Deposits less than Rs.1 Crore

Rates For Deposits  1 Cr  to  Rs.10 Cr (Single Deposit)

Rates w.e.f.

Revised Rates w.e.f.

Rates w.e.f.

19.10.2015

06.01.2016

19.10.2015

7 -14 days

5.00

5.00

5.00

15 - 30 days

5.50

5.50

5.50

31 -45 days

5.50

5.50

5.50

46 - 59 days

7.00

6.50

6.50

60 - 90 days

7.00

7.00

6.75

91 - 179 days

7.35

7.35

7.00

180 - 270 days

7.25

7.25

7.00

271 - 364 days

7.50

7.50

7.00

1 yr  to less than 2 yrs

7.75

7.75

7.25

2 yr to less than 3 years

7.75

7.75

7.25

3 yr to less than 5 years

7.50

7.50

7.25

5 years & above upto 10 years

7.50

7.50

7.25

555 days

7.75

7.75

NA

777 days

7.80

7.80

NA

Cent Double

7.50

7.50

NA

 

BULK DEPOSIT INTERST RATE 

 

Period

Rates Above 10 Crore

Wef 05.01.2016

Revised Rates Above 10 Crore

Wef 16.01.2016

7-14 days

4.50

4.50

15-30 days

4.50

4.50

31-45 days

5.00

5.00

46-59 days

5.25

5.25

60-90 days

5.50

5.50

91-179 days

7.00

7.00

180-270 days

7.00

7.25

271-364 days

7.00

7.25

12 months to 13 months

7.00

7.25

 

However the prior approval of Treasury Central Office must be taken before accepting deposit of Rs.10 crore and above.

Please note that these interest rates are not applicable for Inter-Bank Deposits.

LOANS

 

B.P.L.R ( w.e.f 01.08.2011 )

15.00% p.a

Base Rate (BR) w.e.f. 08.10.2015

9.70%

 

Click Here For Retail Advances W.E.F. 08.10.2015

 

Click Here For The Advances To Corporate Credit 

 

Click here for Rate of Interest on Agricultural Lending 08.06.2015

 

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