Cent Grih Lakshmi

Eligibility :

  • Woman should be the sole borrower or first named borrower.

Validity of Scheme: Scheme is valid up to 30th Sept-2023.

Rate of Interest:

ROI will be based on CIC score ranging from 8.40% to 9.20%

Processing Charges:

  • 0.50% of the Loan Amount subject to maximum Rs.20,000/-+ GST
  • API Integration Charges of Rs. 81+GST to be recovered for fresh proposal.
  • Documentation Charges:

Rs.1350/-+GST

Minimum CIC Score: applicable for fresh as well as take over.

CIC Minimum Benchmark Score
CIBIL 700 & above
CRIF 650 & above
EXPERIAN 700 & above

All other Terms & Conditions for Normal Housing Loan Scheme will be applicable.