Personal Loan
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Cent Skill Loan (Vocational Education and Training)

Student Eligibility:


The student should be an Indian National and should have secured admission in a course run Govt Organization or supported by National Skill Development Corporation or State Skill Missions / State Skill Corporations, preferably leading to a certificate / diploma / degree, etc. issued by a Govt. organization or an organization recognized / authorized by the Govt. to do so

Minimum Age:


There is no restriction with regard to the age of the student to be eligible for the loan.

Minimum Qualification:


As required by the enrolling institutions/organizations as per NSQF.

Quantum of Finance


Need based finance to meet  subject to the following ceilings :

Minimum----------------Rs. 50000.00
Maximum----------------Rs.150000.00

Margin:


5% Margin should be taken.

Processing Charges:


No Processing fee.

Security:


No collateral or third party guarantee will be taken. However, loan is covered under Credit Guarantee Scheme of NCGTC.

Repayment:


The loan will be repaid after the moratorium period in Equated Monthly Instalments (EMIs) as follows:
  • Loans upto Rs.50,000/- - Upto 3 years
  • Loans between Rs.50,000/- to Rs. 1 lakh - Upto 5 years
  • Loans above Rs. 1 lakh - Upto 7 years.

Rate Of Interest:


MCLR (12m) + 1.50%

For further details please contact our nearest branch or call on the toll free no. 1800 22 1911
Loan type Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore Download Word Document Format
Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore Download Word Document Format
Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above Download Word Document Format
Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit Download PDF Document Form
Common Application Form (Required for all loan schemes). Download Word Document Format
Download PDF Format
Cent Buy Download Word Document Format
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Cent Computer Download Word Document Format
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Cent Liquid Download Word Document Format
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Cent Mortgage Download Word Document Format
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Cent Trade Download Word Document Format
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Cent Vyapari Download Word Document Format
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Housing Loan Application Download Word Document Format
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Cent Home Loan Plus Download Word Document Format
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Cent Suvidha Download Word Document Format
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Cent Vehicle Download Word Document Format
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Cent Vidyarthi Download Word Document Format
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Cent School Download Word Document Format
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Teacher's Loan Download Word Document Format
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Cent Rental Download Word Document Format
Download Word Document Format
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Cent Doctor Download Word Document Format
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Cent Swabhiman Download Word Document Format
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Personal Loan for Pensioners Download Word Document Format
Download PDF Format
Personal Loan to Employees of Corporate Sector Download Word Document Format
Download PDF Format
Personal Loan to Employees of Non-Corporate Sector Download Word Document Format
Download PDF Format
Loan to LIC Agents Download Word Document Format
Download PDF Format
Loan to MSEs Download PDF Format
Cent Sahyog (form for upto 10 lakhs) Download PDF Format
Cent Sahyog (form for above 10 lakhs) Download PDF Format
Application for Agricultural Loans Download PDF Format

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