Personal Loan
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Cent Trade

Purpose :

Any lawful trading/ service providers / Manufactures/ processing units excluding speculative activity.

Eligibility

All types of Traders including Commission Agents / Arthiyas and Manufacturers/ processors.(Individuals, proprietorship firm, companies engaged in trading/service activity and partnership firm excluding a firm where HUF is partner) are eligible.

Nature Of Facility

Only Overdraft facility

Quantum Of Finance

Minimum Rs. 2.00 Lakh
Maximum Rs. 500.00 Lakh

Security

For loan upto Rs. 20.00 lakh the market value of the property should be at least 150% of loan amount and Realizable value should be minimum 120% of the loan amount.
For loan above Rs.20.00 lakh, the market value of the property should be at
least 200% of the limit and Realizable Value should be minimum 150%.

Rate Of Interest

Rate of Interest is based on credit score band and will be fixed ranging from MCLR + 2.25% to MCLR + 3.00%.

Documents

  • Application form
  • Financial Statements in case limit is over Rs.10.00 Lakh
  • Copy of Sales Tax / VAT / any other Tax Registration if applicable
  • Details of Property offered along with latest valuation
  • For existing business, statement of accounts maintained with other Banks
Loan type Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore Download Word Document Format
Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore Download Word Document Format
Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above Download Word Document Format
Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit Download PDF Document Form
Common Application Form (Required for all loan schemes). Download Word Document Format
Download PDF Format
Cent Buy Download Word Document Format
Download PDF Format
Cent Computer Download Word Document Format
Download PDF Format
Cent Liquid Download Word Document Format
Download PDF Format
Cent Mortgage Download Word Document Format
Download PDF Format
Cent Trade Download Word Document Format
Download PDF Format
Cent Vyapari Download Word Document Format
Download PDF Format
Housing Loan Application Download Word Document Format
Download PDF Format
Cent Home Loan Plus Download Word Document Format
Download PDF Format
Cent Suvidha Download Word Document Format
Download PDF Format
Cent Vehicle Download Word Document Format
Download PDF Format
Cent Vidyarthi Download Word Document Format
Download PDF Format
Cent School Download Word Document Format
Download PDF Format
Teacher's Loan Download Word Document Format
Download PDF Format
Cent Rental Download Word Document Format
Download Word Document Format
Download PDF Format
Download PDF Format
Cent Doctor Download Word Document Format
Download PDF Format
Cent Swabhiman Download Word Document Format
Download PDF Format
Personal Loan for Pensioners Download Word Document Format
Download PDF Format
Personal Loan to Employees of Corporate Sector Download Word Document Format
Download PDF Format
Personal Loan to Employees of Non-Corporate Sector Download Word Document Format
Download PDF Format
Loan to LIC Agents Download Word Document Format
Download PDF Format
Loan to MSEs Download PDF Format
Cent Sahyog (form for upto 10 lakhs) Download PDF Format
Cent Sahyog (form for above 10 lakhs) Download PDF Format
Application for Agricultural Loans Download PDF Format

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