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Senior Citizen Deposit Scheme

Making life easier for senior citizens.


The unique feature of the scheme is an incentive to senior citizens by way of additional interest over and above normal rate of interest on any of our existing term deposit schemes. This facility will be available to fresh deposits and renewal of maturing deposits.

If you have completed the age of 60 years, you will be treated as a senior citizen for getting the benefit under this scheme.

Amount of deposit :

The minimum amount of deposits accepted will be as per the criteria laid down for the deposit scheme which you opt for.

Period of deposit :

Your deposits may be accepted for any period between 15 days (minimum period as applicable to various deposit schemes) and 120 months.

Incentive on Rate of interest :

An additional interest rate of 0.50% p.a. over and above the normal rate of interest for any of the Time Deposit Schemes will be given as incentive for deposits of Senior Citizens who are above 60 years of age.

Certificate / Pass Book :

Certificate / Pass Book will be issued to you according to the deposit scheme such as 'Pass Book' will be issued for RD and Certificate will be issued for MMDC, MIDR and QIDR.

Account Opening Forms:

Deposit Account Opening Form
For Individual (Click This Link For Detailed Instructions)

Click Here To Download

KYC Information

Click Here To Download

Part I

Customer Information Form

Click Here To Download

Part II

Deposit Account Opening Form

Click Here To Download

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