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Cent Gift Card
Offers you to deposit your Small Savings etc , and utilize the same for your day to day requirements.
The Central Bank of India MasterCard®Gift Card
Central Bank of India MasterCard® Gift Cards is the perfect gift idea for every occasion. Give to friends or family as a gift for a special occasion or to employees as a reward, and let the recipient choose the gift they really want! Perfect for Diwali, Weddings, Anniversaries, Eid, Raksha Bandhan and Birthdays!
Purchase a Cent Gift Card from select Central Bank of India branches today! You can choose the gift value you want to load onto the card, at the time it is purchased - load between Rs. 500 - Rs. 50,000. Cardholders can use their Cent Gift Card to make purchases wherever MasterCard is accepted in India, whether it is in stores, online or over the phone.
A Cent Gift Card is not a credit card. You can only spend the amount that has been loaded on to the card; if you try and make a purchase that exceeds the available balance, the transaction will be declined.
The Central Bank Gift Card
- Let your loved ones choose the gift they really want
- Perfect for all occasions
- Use a Cent Gift Card to shop wherever MasterCard is accepted within Indiar
- Shop in stores, online and over the phone
- The purchaser can choose to load a gift value between Rs. 500 and Rs. 50,000
- Check card balance online and using your mobile phone
- MasterCard® SecureCodeTMenabled for protection for online purchases
- Receive exclusive cardholder offers
The Suvidhaa Prepaid Card can be activated, loaded, reloaded using Suvidhaa Neo.
The card can be used to book Travel tickets, pay Utility Bills, and pay Renewal Insurance Claims, Recharge Mobiles / DTH connections for your customers.
You can shop online, book Movie tickets, and use your card at any Indian Restaurant/ Hotel, Holiday Resorts, Malls, Hospitals and across all such merchant outlets that accept MasterCard.
You can check the card balance by logging on to Suvidhaa Neo.
Any queries, doubts, reconciliation issues regarding any amount loaded/ reloaded on the card will be resolved by Suvidhaa by calling at 09223225225 or by writing at email@example.com
Frequently Asked Questions:
What is a Central Bank of India MasterCard® Gift Card?
A Central Bank of India MasterCard® Gift Card is a MasterCard® Prepaid Gift Card that can be used at merchants where MasterCard is accepted for electronic transactions (excluding ATMs or cash withdrawals). Because the card is prepaid, spending on it is limited to the amount of money loaded on the card when it was purchased.
Is it a credit card?
No. Cent Gift Cards have a positive prepaid value so spending on it is limited to the amount that was loaded onto the card at the time it was purchased. There is no credit facility on a Gift Card.
Where can I get a Cent Gift Card?
Cent Gift Cards are for sale in select Central Bank of India bank branches. They cannot be purchased online.
How much money can you load onto a Cent Gift Card?
You can purchase a gift value between Rs. 500 to Rs. 50,000.
Who can buy or receive a Cent Gift Card?
Anyone. To comply with Financial Services regulation in India personal identification will be required by the purchaser of the card. The purchaser of the card does not need to be a customer of the Central Bank of India.
What are acceptable forms of identity verification?
To complete successful identity verification the card purchaser must be able to verify their identity, signature and address. A range of documents are acceptable to achieve this.
Where can I use my Cent Gift Card?
Cent Gift Cards can be used at any merchant where MasterCard is accepted within India - in store, online and over the phone. It cannot be used at ATMs.
Can I withdraw cash?
No. Your Cent Gift Card is for purchases only.
Does my Cent Gift Card require a PIN?
No. When making a purchase in store you will need to sign your receipt each time you make a purchase.
How do you make purchases online and over the phone with a Cent Gift Card?
You will be asked for the card number, expiry date and CVV2. The card number and expiry date are printed on the front of your Cent Gift Card. The card's CVV2 number is the last three numbers on the signature strip on the back of the card.
What happens if I want to purchase something that costs more than I have left on my card?
You will need to ask the merchant if you can use your card for part of the payment and pay the remainder using another payment method. If you try to make a purchase that costs more than the available balance left on your card your transaction will be declined.
Are there any fees to use a Cent Gift Card?
No, there are no fees to make a purchase with your Cent Gift Card.
Can a Cent Gift Card be reloaded?
No. Once the balance is used up the card is no longer of use. However, you can go to a participating Central Bank of India branch and purchase another card.
What happens if a Cent Gift Card is lost or stolen?
Your Cent Gift Card is like cash so keep your card safe at all times because it cannot be replaced if lost or stolen.
Does my Cent Gift Card expire?
Yes. Every card has an expiry date printed on the front in a MM/YY format.
Can unused funds be redeemed?
Can funds be redeemed after a Cent Gift Card expires?
No. We suggest the cardholder uses all funds available before the card expires.
Can more money be added to a Cent Gift Card?
No. Once funds on the card have been used or it expires, it is no longer valid and can be destroyed.
Do cards need to be activated before they can be used?
Cards purchased in branch will be activated within 12 hours of purchase.
What is YAP?
YAP is a mobile service that enables you to check your Cent Gift Card balance and the last transactions made using your card, with your mobile phone.
Who is Rêv?
Rêv is an innovative payment solutions company who designs, markets and distributes a range of prepaid MasterCard and Visa cards designed to meet the needs of consumers underserved by traditional financial services.