Personal Loan
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Cent Kalyani

Purpose of Loan


To generate continuous and sustainable employment opportunities for women entrepreneurs.

Eligibility

  • Woman Entrepreneurs, above 18 years of age.
  • No income ceiling for assistance.

Nature of Facility


The facility may be Overdraft / Cash Credit working capital limit/ Term Loan / Non Fund Based Limit (for Working Capital as well as Term Loan).

Quantum of finance


Maximum Rs.100.00 lac.

Margin


Margin is 20%

Rate of Interest


Upto Rs. 10 lacs: MCLR +0.25 %. + Tenure Premium wherever applicable**
Rs. 10 lacs to Rs. 100 lacs(maximum): MCLR+0.50%+ Tenure Premium wherever applicable**
**For Term Loan Tenure Premium (including moratorium) will be as under:
-->1 years upto 3 years: 0.20 premiums
-->3years upto 7 years: 0.40 Premium

Processing Fee


Nil

Repayment

  • Working Capital : On demand
  • Term Loan: Maximum 7 years including moratorium period of 6 Months to 1 year

Security

  • Hypothecation of stocks and receivables and all assets created out of Bank's fund.
  • No Collateral OR third party guarantee required
  • Necessarily to be covered under CGTMSE.CGTMSE coverage is applicable to units except Retail Trade (categorized as small services), Educational/Training Institutions, and SHGs.

Documents Required

  • KYC norms to be ensured. Name changed after marriage to be kept in record.
  • Standard Application form approved by IBA (already circulated and is available in website)
  • Balance Sheets for the past 2 years along with estimated & projected Balance Sheets and other financial statements, where ever applicable.
  • Letter of Hypothecation, Letter of interest, Letter of Continuity & Letter of Understanding by Borrower
  • DP Note
  • Disclosure of names of borrower in case of default to be obtained.
For further details please contact our nearest branch or call on the toll free no. 1800 22 1911

Loan Application Forms

Loan type Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore Download Word Document Format
Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore Download Word Document Format
Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above Download Word Document Format
Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit Download PDF Document Form
Common Application Form (Required for all loan schemes). Download Word Document Format
Download PDF Format
Cent Buy Download Word Document Format
Download PDF Format
Cent Computer Download Word Document Format
Download PDF Format
Cent Liquid Download Word Document Format
Download PDF Format
Cent Mortgage Download Word Document Format
Download PDF Format
Cent Trade Download Word Document Format
Download PDF Format
Cent Vyapari Download Word Document Format
Download PDF Format
Housing Loan Application Download Word Document Format
Download PDF Format
Cent Home Loan Plus Download Word Document Format
Download PDF Format
Cent Suvidha Download Word Document Format
Download PDF Format
Cent Vehicle Download Word Document Format
Download PDF Format
Cent Vidyarthi Download Word Document Format
Download PDF Format
Cent School Download Word Document Format
Download PDF Format
Teacher's Loan Download Word Document Format
Download PDF Format
Cent Rental Download Word Document Format
Download Word Document Format
Download PDF Format
Download PDF Format
Cent Doctor Download Word Document Format
Download PDF Format
Cent Swabhiman Download Word Document Format
Download PDF Format
Personal Loan for Pensioners Download Word Document Format
Download PDF Format
Personal Loan to Employees of Corporate Sector Download Word Document Format
Download PDF Format
Personal Loan to Employees of Non-Corporate Sector Download Word Document Format
Download PDF Format
Loan to LIC Agents Download Word Document Format
Download PDF Format
Loan to MSEs Download PDF Format
Cent Sahyog (form for upto 10 lakhs) Download PDF Format
Cent Sahyog (form for above 10 lakhs) Download PDF Format
Application for Agricultural Loans Download PDF Format
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