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CENT SAMARTH-SAVINGS DEPOSITS

Benefits for Salaried Individuals

Salary Account product CENT SAMARTH for account holders comprise a Savings Account (Zero Balance) and a pre-approved Overdraft facility, which can be operated by the same ATM /Debit Card. Key features include the following.

S. No.

Item

Description

1

Eligible institutions

  • Central and State Government entities, Educational Institutes & PSUs (minimum group of 10 employees)
  • Private corporates and SMEs (minimum group of 10 employees)

Salary Account Features and Benefits

2

Balance required in Salary Account

ZERO balance requirement with ZERO maintenance charges

3

ATM /Debit Card

RUPAY PLATINUM CARD , No  Charges on  issuance or renewal  ( At present Rs. 2 lakh Accident cover available free of cost  )

4

Auto Sweep Facility

Fixed Deposits will be auto created after a threshold amount of 25,000 in multiples of 5,000

5

Conversion to Pension Account

Easily convertible to pension account on retirement.

Ease of Transactions with CBI  Cent Samarth Salary Account

6

Branch Access

Access at any CBI branch or ATM across India; Flexibility to Withdraw/ Deposit/ Transfer from any Branch in India

7

Cash Deposit / Cash Withdrawal

Unlimited from home branches

FREE Up to 50,000 from non-home branches , per day

8

Internet  

FREE along with Monthly e-account statement

9

NEFT / RTGS

1.RTGS,NEFT-FREE  of Charge, If transaction done through

digital Mode. 

2. Applicable charge if transaction done through offline mode.

10

Standing instructions

FREE

11

Utility Bill Payment through Net banking

FREE

12

ATM transactions

FREE at CBI ATMs (up to 40,000 per day)

Five FREE transactions at other bank ATMS

13

Cheque book

Cheque Book available at applicable charges.

14

Demand Draft / Bankers Cheque

DD facility available at applicable charges.

15

Processing Charges on all types of Retail Loans

50% concession only in processing charges on all types of Retail loan availed by SB Samarth Account holder.

 

16

Locker Rent

50% rebate in rent on one Small Locker