Personal Loan
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Cent Swabhiman Plus

Salient features:


  • This is a Reverse Mortgage Loan enabled Annuity Product.
  • A senior citizen above the age of 60 years, individually or with spouse of 55 years (minimum age) can avail the loan. Blood relatives of above 60 years are also eligible.
  • RMLeA is sanctioned against mortgage of self acquired, self occupied and self -owned residential property by eligible borrower. Loan against ancestral property with clear and marketable title can be considered at the discretion of the Bank.
  • Reverse Mortgage Loan limit shall be ranging from 60% to 75% of the value of property depending upon the age.
  • Our tie-up with SUD Life Insurance assures life-time annuity till the demise of the last surviving borrower.
  • Option of 25% lump sum and rest in annuity OR higher annuity on 100 % Reverse Mortgage Loan.
  • Option of return of premium i.e. principal loan OR without return of premium but with higher annuity assured product.
  • Despite premature adjustment of Reverse Mortgage Loan flow of annuity continues for lifetime.
  • Lowest rate of interest at MCLR+1.50% at present subject to reset after every two years.
Loan type Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore Download Word Document Format
Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore Download Word Document Format
Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above Download Word Document Format
Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit Download PDF Document Form
Common Application Form (Required for all loan schemes). Download Word Document Format
Download PDF Format
Cent Buy Download Word Document Format
Download PDF Format
Cent Computer Download Word Document Format
Download PDF Format
Cent Liquid Download Word Document Format
Download PDF Format
Cent Mortgage Download Word Document Format
Download PDF Format
Cent Trade Download Word Document Format
Download PDF Format
Cent Vyapari Download Word Document Format
Download PDF Format
Housing Loan Application Download Word Document Format
Download PDF Format
Cent Home Loan Plus Download Word Document Format
Download PDF Format
Cent Suvidha Download Word Document Format
Download PDF Format
Cent Vehicle Download Word Document Format
Download PDF Format
Cent Vidyarthi Download Word Document Format
Download PDF Format
Cent School Download Word Document Format
Download PDF Format
Teacher's Loan Download Word Document Format
Download PDF Format
Cent Rental Download Word Document Format
Download Word Document Format
Download PDF Format
Download PDF Format
Cent Doctor Download Word Document Format
Download PDF Format
Cent Swabhiman Download Word Document Format
Download PDF Format
Personal Loan for Pensioners Download Word Document Format
Download PDF Format
Personal Loan to Employees of Corporate Sector Download Word Document Format
Download PDF Format
Personal Loan to Employees of Non-Corporate Sector Download Word Document Format
Download PDF Format
Loan to LIC Agents Download Word Document Format
Download PDF Format
Loan to MSEs Download PDF Format
Cent Sahyog (form for upto 10 lakhs) Download PDF Format
Cent Sahyog (form for above 10 lakhs) Download PDF Format
Application for Agricultural Loans Download PDF Format

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