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Interest Rates

Rates at a quick glance : Deposits & Loans  Deposits

Sr.No.NatureRate of Interest
1 With Cheque book facility 4.0
2 Without Cheque book facility 4.0
3 No frills Account 4.0

Domestic term deposit

Sr.No.Maturity Period Existing rate for less than 1 cr w.e.f 19/11/2016 Revised rate for less than 1 cr w.e.f 02/12/2016 Existing rate for less than 10 cr w.e.f 19/11/2016 Revised rate for less than 10 cr w.e.f 02/12/2016
1 7 -14 days 4.00 4.00 4.00 4.00
2 15 - 30 days 4.50 4.25 4.50 4.25
3 31 - 45 days 4.50 4.25 4.50 4.25
4 46 - 59 days 5.50 4.75 5.50 4.75
5 60 - 90 days 5.50 4.75 5.50 4.75
6 91 - 179 days 6.50 6.50 6.00 4.75
7 180 - 270 days 7.00 6.50 6.00 4.75
8 271 - 364 days 7.00 6.50 6.25 5.00
9 1 yr to less than 2 yrs 7.15 7.00 6.35 5.75
10 2 yr to less than 3 years 7.10 6.90 6.25 5.50
11 3 yr to less than 5 years 7.00 6.90 6.25 5.50
12 5 years & above upto 10 years 7.00 6.90 6.25 5.50
13 555 days 7.15 7.00 NA NA
14 777 days 7.15 7.00 NA NA
15 Cent Double 7.00 6.90 NA NA
Sr.No.Maturity PeriodRevised Rate ( % )
1 7-14 days 4.00
2 15-30 days 4.00
3 31-45 days 5.00
4 46-59 days 5.25
5 60-90 days 5.50
6 91-179 days 6.00
7 180-270 days 6.50
8 271-364 days 6.75
9 12 months to 13 months 6.75

Loans

The MCLR for different tenors effective from 01.01.2017

Tenor

MCLR

Overnight

8.05%

1 month

8.35%

3 month

8.40%

6 month

8.45%

1 year

8.50%

REVISION OF MCLR RATES WEF 01.10.2016

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