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Interest Rates

Rates at a quick glance : Deposits & Loans

Deposits

Home Savings Safe Accounts (HSS)/ Saving Accounts

Sr.No.Balance at End of the dayRate of Interest in %
1 Upto 50 Lakh 3.50
2 Above 50 Lakh 4.00

Domestic term deposit

Sr.No.Maturity Period Less than 2 cr w.e.f 25.06.2019 2 Cr to 10 Cr (Single deposit) w.e.f 25.06.2019
1 7 -14 days 4.75 4.20
2 15 - 30 days 5.50 5.20
3 31 - 45 days 5.50 5.20
4 46 - 59 days 5.50 5.20
5 60 - 90 days 5.50 5.20
6 91 - 179 days 6.50 5.65
7 180 - 270 days 6.45 5.65
8 271 - 364 days 6.45 5.65
9 1 yr to less than 2 yrs 6.65 5.70
10 2 yr to less than 3 years 6.45 5.35
11 3 yr to less than 5 years 6.45 5.35
12 5 years & above upto 10 years 6.45 5.35
13 555 days 6.65 NA
14 777 days 6.45 NA
15 Cent Double 6.45 NA
Sr.No.Maturity PeriodRevised Rate ( % )
1 7-14 days 4.25
2 15-30 days 5.25
3 31-45 days 5.25
4 46-59 days 5.25
5 60-90 days 5.25
6 91-179 days 5.25
7 180-270 days 5.25
8 271-364 days 5.25
9 12 months to 13 months 5.25

High Cost Bulk Deposit

Period

Revised rate for above Rs. 10 Crore w.e.f 25.06.2019

7 -14 days

4.20

15 -30 days

5.20

31 - 45 days

5.20

46 - 59 days

5.20

60 -90 days

5.20

91 - 179 days

5.20

180 - 270 days

5.20

271 - 364 days

5.20

12 months to 13 months

5.20

Loans

MCLR revised rates w.e.f. 15.07.2019(Henceforth, MCLR will be published on 15th day of respective month)

Tenor

MCLR

Overnight

8.00%

1 month

8.15%

3 month

8.25%

6 month

8.40%

1 year

8.50%


Base Rate

BASE RATE w.e.f. 20-11-2017

9.60%

BPLR

15.00%


REVISION OF MCLR RATES WEF 01.10.2016

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