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Interest Rates

Rates at a quick glance : Deposits & Loans

Deposits

Home Savings Safe Accounts (HSS)/ Saving Accounts

Sr.No.Balance at End of the dayRate of Interest in %
1 Upto Rs 10 Lakh (Fixed) 3.00
2 Above Rs 10 Lakh (Linked with Repo Rate) 2.75

Domestic term deposit

Sr.No.Maturity Period Less than 2 cr w.e.f 09.09.2020 2 Cr to 10 Cr (Single deposit) w.e.f 17.08.2020 (Linked with REPO Rate)
1 7 -14 days 2.75 2.75
2 15 - 30 days 2.90 2.75
3 31 - 45 days 2.90 2.75
4 46 - 59 days 3.25 3.00
5 60 - 90 days 3.25 3.00
6 91 - 179 days 3.90 3.00
7 180 - 270 days 4.25 3.00
8 271 - 364 days 4.25 3.25
9 1 yr to less than 2 yrs 4.90 3.50
10 2 yr to less than 3 years 4.90 3.50
11 3 yr to less than 5 years 5.00 3.50
12 5 years & above upto 10 years 5.00 3.50
13 555 days 4.90 NA
14 777 days 4.90 NA
15 Cent Double NA NA
Sr.No.Maturity PeriodRevised Rate ( % )
1 7-14 days 4.20
2 15-30 days 4.50
3 31-45 days 4.50
4 46-59 days 4.75
5 60-90 days 4.75
6 91-179 days 5.00
7 180-270 days 5.00
8 271-364 days 5.00
9 12 months to 13 months 5.00

High Cost Bulk Deposit

Period

Revised rate for above Rs. 10 Crore w.e.f 18.08.2020

7 -14 days

2.75

15 -30 days

2.50

31 - 45 days

2.50

46 - 59 days

2.75

60 -90 days

2.75

91 - 179 days

2.75

180 - 270 days

2.75

271 - 364 days

2.75

12 months to 13 months

2.75

Loans

MCLR revised rates w.e.f. 15.09.2020(Henceforth, MCLR will be published on 15th day of respective month)

Tenor

MCLR

Overnight

6.55%

1 month

6.55%

3 month

6.85%

6 month

7.00%

1 year

7.10%


Base Rate

BASE RATE w.e.f. 01-07-2020

9.10%

BPLR

15.00%


REVISION OF MCLR RATES WEF 01.10.2016

Rate of Interest for MSME schemes

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