CentralBank of India-Personal Loan
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OD TOPUP FACILITY TO CENT HOME LOAN BENEFICIARIES

Purpose:

All personal needs and not for speculative, real estate/capital market activities or any activity prohibited by law.
OD facility against mortgage of immovable property already mortgaged in the Housing loan facility sanctioned to the applicant, located in  Metro /Urban / Semi Urban & Rural Centres, where HL account has always been Standard Asset.

Eligibility:

Individuals, singly or jointly who have HL accounts with us. NRI jointly with relative/s as defined in loan policy. The Relative should be Resident citizen  of India.

Nature of Facility:

Over Draft

Quantum Of Loan:

Minimum Rs. 2 lakh & Maximum Rs.500 lakh

Security:

The property mortgaged in Housing loan is to be taken as primary security with extension of charge to cover the new facility also.

Rate Of Interest:

MCLR (12 m) + I %

Processing Fees

0.5% of loan amount at the time of first sanction, Maximum Rs.10,000.00

Loan Application Forms

Loan type Forms
Application Form 1 for Loan of Rs.5 Crore to Rs.15 Crore Download Word Document Format
Download PDF Format
Application Form 2 for Loan of Rs.15 Crore to Rs.40 Crore Download Word Document Format
Download PDF Format
Application Form 3 for Loan of Rs.40 Crore and above Download Word Document Format
Download PDF Format
Standardised Common Loan Application Form for Agriculture Credit Download PDF Document Form
Common Application Form (Required for all loan schemes). Download Word Document Format
Download PDF Format
Cent Buy Download Word Document Format
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Cent Computer Download Word Document Format
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Cent Liquid Download Word Document Format
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Cent Mortgage Download Word Document Format
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Cent Trade Download Word Document Format
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Cent Vyapari Download Word Document Format
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Housing Loan Application Download Word Document Format
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Cent Home Loan Plus Download Word Document Format
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Cent Suvidha Download Word Document Format
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Cent Vehicle Download Word Document Format
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Cent Vidyarthi Download Word Document Format
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Cent School Download Word Document Format
Download PDF Format
Teacher's Loan Download Word Document Format
Download PDF Format
Cent Rental Download Word Document Format
Download Word Document Format
Download PDF Format
Download PDF Format
Cent Doctor Download Word Document Format
Download PDF Format
Cent Swabhiman Download Word Document Format
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Personal Loan for Pensioners Download Word Document Format
Download PDF Format
Personal Loan to Employees of Corporate Sector Download Word Document Format
Download PDF Format
Personal Loan to Employees of Non-Corporate Sector Download Word Document Format
Download PDF Format
Loan to LIC Agents Download Word Document Format
Download PDF Format
Loan to MSEs Download PDF Format
Cent Sahyog (form for upto 10 lakhs) Download PDF Format
Cent Sahyog (form for above 10 lakhs) Download PDF Format
Application for Agricultural Loans Download PDF Format
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