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CENT Uttam Scheme

Easy liquidity & high returns-get the best of both worlds.

Cent Uttam scheme offers you the double benefits of easy liquidity and high returns. It is also a flexible scheme that allows you to withdraw a part of the deposit amount as and when required.

Amount of deposit :

You can deposit a minimum amount of Rs. 5,000/- and multiples of Rs. 1,000/-. At the time of the acceptance of the deposit, the entire deposit will be placed in 'units' of Rs. 1,000/- each, so as to make available each 'unit' for payment at your option.

Period of deposit :

You can open an account for a minimum period of 30 days and upto a maximum of 120 months.

Rate of interest :

The rate of interest shall be the appropriate rate ruling on the date of the deposit for the period so selected.

Pass Book :

You will be provided with a 'Pass Book' under the scheme. If the 'Pass Book' is spoiled/mutilated or lost, a duplicate 'Pass Book' will be issued after observing other formalities and recovering the usual 'Service Charges'.

Premature payment :

You will be allowed to withdraw the 'units' as per your option. Such withdrawal of 'units' are treated as 'Premature Payment'. The rules governing 'Premature Payment' shall be applicable for the particular 'units' so withdrawn. The rest of the 'units' shall remain unaffected in the deposit account and shall carry the 'contracted rate of interest' till its maturity. You will be permitted to withdraw 'units' upto a maximum of 10 times during the entire period of deposit.

Loan/advance :

Loan/advance facility is available under the scheme as per against Deposit prevailing rules.



Account Opening Forms:


Deposit Account Opening Form
For Individual (Click This Link For Detailed Instructions)


Click Here To Download

KYC Information


Click Here To Download

Part I
Customer Information Form


Click Here To Download

Part II
Deposit Account Opening Form


Click Here To Download

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