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Cent Premium Account

NO. Features Rural Semi-Urban Urban Metro Service Charges
1 Initial Deposit Amount for Opening of the A/c Rs.250 Rs.500 Rs.1000 Rs.1000
2 Monthly average balance required to be maintained Rs. 50000 Rs. 50000 Rs. 100,000 Rs. 100,000 As per bank new service charges circular no 2128 dated .22.08.2019
3 Non maintenance of MAB charges in cent premium account MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.35.00
Shortfall > 50% but <75% Rs. 45.00
Shortfall >75% Rs.50.00
MMB less than Rs.25000
Shortfall <= 50% Rs.50.00
Shortfall > 50% but <75% Rs 65.00
Shortfall >75% R. 75.00
MMB between Rs. 25000 to Rs.50000
Shortfall <= 50% Rs.100.00
Shortfall > 50% but <75% Rs. 135.00
Shortfall >75% Rs.150.00
MMB less than Rs.25000
Shortfall <= 50% Rs.115.00
Shortfall > 50% but <75% Rs 155.00
Shortfall >75% R. 175.00
MMB between Rs. 50000 to Rs.100000
Shortfall <= 50% Rs.135.00
Shortfall > 50% but <75% Rs. 175.00
Shortfall >75% Rs.200.00
MMB less than Rs.50000
Shortfall <= 50% Rs.185.00
Shortfall > 50% but <75% Rs 250.00
Shortfall >75% R. 280.00
MMB between Rs. 50000 to Rs.100000
Shortfall <= 50% Rs.200.00
Shortfall > 50% but <75% Rs. 265.00
Shortfall >75% Rs.300.00
MMB less than Rs.50000
Shortfall <= 50% Rs.265.00
Shortfall >50% but <75% Rs 350.00
Shortfall >75% Rs.400.00
 
4 Free Cheque Books (per annum) 60 leaves Free 100 leaves Free 150 leaves Free 200 leaves Free 30 leaves free per annum. Above 30 leaves Rs.3/- per leaf for Rural and semi urban and Rs 4/metro and urban
5 Debit-cum-ATM Card(Primary/Add-on) Free Free Free Free  
6 Internet/SMS/Phone Banking Facility Free Free Free NIL  
7 Online Tax Payment Facility Free Free Free NIL  
8 Stop Payment Instruction Charges Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter Free Assumption: One stop payment per quarter  
9 Standing Instructions Regn Free Free Free Free  
10 Account Statement through e-mail/e-Statement (fortnightly) Free Free Free Free  
11.

Issuance of Balance Certificate/Interest Certificate

Free Free Free Free  
12  Duplicate ATM Card 25% concession 50% concession 75% concession Free  
13 DD (per quarter) FREE
upto Rs.2.50lacs
Per Annum
FREE
upto Rs.2.50lacs Per Annum
FREE
upto Rs.5.00lacs Per Annum
FREE
upto
Rs.5.00lacs
Per Annum
 
14 RTGS/NEFT Services free (per quarter) 5 no. free per Quarter Max amt
Rs.5 lacs per transaction
10.no Free per Quarter Max amt Rs.5 lcas per transaction 15.no Free per Quarter Max amt Rs.5 lcas per transaction 20.no Free per Quarter
Max amt
Rs.5 lcas per transaction
As per CO/R. Mob/AGM/2016-17/50 dated 29.08/2016
15 Concession in Cash Deposit Charges
  1. Base Branch
  2. Local/Outstation Non Base Branch
  Free
Free  
  Free
Free  
  Free
Free  
  Free
Free
  N.A.
16 Concession in Cash Withdrawal Charges
  1. Base Branch
  2.  
Local/Outstation Non Base Branch  
  Free
Free   Assumption: Five transactions per quarter amt Rs.100,000 per transaction
  Free
Free   Assumption
: Five transactions per quarter amt Rs.100,000 per transaction
  Free
Free   Assumption
: Five transactions per quarter amt Rs.100,000 per transaction
  Free
Free   Assumption: Five transactions per quarter amt Rs.100,000 per transaction
       
17 Demat Account Maintenance Charges (In select Branches which are authorized to open these accounts)     N.A.     N.A.     N.A.     N.A.  
18 Rebate on Locker Rent (subject to availability) 20% concession on one year rent on normal charges on
A type Assumption: One locker Rent Rs.1000
30% concession on one year rent on normal charges on A type Assumption: One locker Rent Rs.1000 40% concession on one year rent on normal charges
A type   Assumption: One locker Rent Rs.1000
50% concession on one year rent on normal charges
A type Assumption: One locker Rent Rs.1000
19 Concession on Processing Charges on Car Loan & Housing Loan   Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan.   As per our circular no 1017. Dated 21/11/2012
20 Preferred Banking Services yes yes yes yes  
 
  1. SWEEP OUT FACILITY- Sweep out facility on daily basis will be available in the Cent Premium account.

Deposit Account Opening Form

For Individual (Click This Link For Detailed Instructions)
Click Here To Download

KYC Information

Click Here To Download

Part I

Customer Information Form
Click Here To Download

Part II

Deposit Account Opening Form
Click Here To Download

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