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Debit Card
 

Convenience at your fingertips

The debit card is the most convenient and secure way to access your account globally.

With the debit card you can -

Withdraw money and check account balances from ATMs.
 
Make purchases of goods and services at stores, restaurants etc.
 
Your account with the Bank gets debited online after verification of your PIN and the cash or goods/services are dispensed to you. You will get a listing of these transactions on your account statements/passbook.

 

Features

 

Direct online debit to your savings or current account (in your personal name).
 
Globally accepted at Merchant Establishments displaying the Maestro/Cirrus logos. Over 5.3 million Merchant Establishments and 600,000 ATMs are available for accessing your account anywhere, anytime.
 
24-hour Customer Call Centers available in India.
 
Zero lost card liability.
 
Replacement Card.
 
Itemised billing on your statement/passbook.

 

Validity

 

The validity of the card is increased to ten years w.e.f. February 2009

 

Fees and Charges

 

Effective 15.09.2010, the rates of service charges for ATM/Debitcards, stand revised as under:

S.No.

Particulars 

                        

Existing charges

 

Revised Charges

1

Issuance charges

Nil

Nil

2

Renewal charges

Nil

Rs.50

3

Plastic change

Rs.100

No change.

4

Re-Pin charges

Nil

Rs.50

5

International Transaction Fee

Rs.150

2% of the amount or minimum Rs.300

6

International transactions-Balance inquiry

Nil

Rs.20

 

There are no transaction charges at the ATMs of Central Bank of India.

 

No Transaction charges are levied at non-Central Bank Maestro/Cirrus ATMs.

 

  • Service charge of 2.5% on Petrol Pump transactions.
  • Transaction charges for usage of card at overseas ATMs:  2% of the amount or minimum Rs.300 for each cash withdrawal.
  • International Transactions - Balance  Inquiry Rs.20

 

Lost Card Liability

 

If your Debit Card is lost or stolen, you are protected from fraudulent transactions from the moment you report the loss to the Bank. You have to bear the loss sustained up to the time the Bank receives the information of any loss, theft or copying of the card.
 
Replacement of Lost Card A new card will be issued and sent to you within a week of reporting the loss of the card for a fee of Rs. 100.

 

 

 

Template For Lodging of Complaints relating to ATM Transactions

 



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