|
1
|
Initial Deposit Amount for Opening of the A/c
|
Rs.250
|
Rs.500
|
Rs.1,000
|
RS.1,000
|
|
|
2
|
Quarterly average balance required to be maintained
|
Rs.50,000
|
Rs.50,000
|
Rs.100,000
|
Rs.1,00,000
|
|
|
3
|
Free Cheque Books (per annum)
|
60 leaves Free
|
100 leaves Free
|
150 leaves Free
|
200 leaves
Free
|
|
|
4
|
Debit-cum-ATM Card(Primary/Add-on)
|
Free
|
Free
|
Free
|
Free
|
|
|
5
|
Credit Card Issuance charges
|
Free
|
Free
|
Free
|
Free
|
|
|
6
|
Credit Card Renewal charges
|
Free
|
Free
|
Free
|
Free
|
|
|
7
|
Internet/SMS/Phone Banking Facility
|
Free
|
Free
|
Free
|
Nil
|
|
|
8
|
Online Tax Payment Facility
|
Free
|
Free
|
Free
|
Nil
|
|
|
9
|
Stop Payment Instruction Charges
|
Free
|
Free
|
Free
|
Free
|
|
|
10
|
Standing Instructions Regn.
|
Free
|
Free
|
Free
|
Free
|
|
|
11
|
Account Statement through e-mail/e-Statement (fortnightly)
|
Free
|
Free
|
Free
|
Free
|
|
|
12
|
Issuance of Balance Certificate/Interest Certificate
|
Free
|
Free
|
Free
|
Free
|
|
|
13
|
Duplicate ATM Card
|
25% concession
|
50% concession
|
75% concession
|
Free
|
|
|
14
|
Issuance of P.O./DD (per quarter)
|
FREE
upto Rs.2.50lacs
Per Annum
|
FREE
upto Rs.2.50lacs Per Annum
|
FREE
upto Rs.5.00lacs Per Annum
|
FREE
upto
Rs.5.00lacs
Per Annum
|
|
|
15
|
RTGS/NEFT Services free (per quarter)
|
5 Nos.
Free per quarter. Max. Amt upto Rs.5 lacs per transaction
|
10 Nos.
Free per quarter. Max. Amt upto Rs.5 lacs per transaction
|
15 Nos.
Free per quarter. Max. Amt upto Rs.5 lacs per transaction
|
20 Nos.
Free per quarter. Max. Amt upto Rs.5 lacs per transaction
|
|
|
16
|
Concession in Cash Deposit Charges
i. Base Branch
ii. Local/Outstation Non Base Branch
|
Free
Free
|
Free
Free
|
Free
Free
|
Free
Free
|
|
|
17
|
Concession in Cash Withdrawal Charges
i. Base Branch
ii. Local/Outstation Non Base Branch
|
Free
Free
Upto 5 transaction
|
Free
Free
Upto 5 transaction
|
Free
Free
Upto 5 transaction
|
Free
Free
Upto 5 transaction
|
|
|
18
|
Demat Account Maintenance Charges
(In select Branches which are authorized to open these accounts)
|
N.A.
|
N.A.
|
75% concession on normal charges
|
Free
|
|
|
19
|
Rebate on Locker Rent (subject to availability)
|
20% concession on one year rent on normal charges on
A type
|
30% concession on one year rent on normal charges on A type
|
40% concession on one year rent on normal charges
A type
|
50% concession on one year rent on normal charges
A type
|
|
|
20
|
Concession on Processing Charges on Car Loan & Housing Loan
|
Full waiver of processing charges for the Cent Premium account holders under Retail Lending schemes of housing loan & vehicle loan.
|
|
|
21
|
Door Step Banking ( Cash Pick up upto Rs.2 crore & Cash delivery upto Rs.50 lacs only)
(For each request of Deposit/Delivery of cash should be Min. Rs.1 lac)
In select centres where such services are offered
|
N.A.
|
N.A.
|
N.A.
|
Free
|
|
|
|
|
|
|
22
|
Preferred Banking Services
|
yes
|
yes
|
yes
|
Yes
|
|
|
23
|
Charges for non Maintenance of minimum quarterly average balance.
|
Rs.200 Qtly
|
Rs.500 Qtly
|
Rs.750 Qtly
|
Rs.1000 Qtly
|
|