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Home >> Subsidiaries
| Subsidiaries |
1. Centbank Financial Services Limited
| Incorporation |
In the Year 1929
(A wholly-owned subsidiary of Central Bank of India) |
| Vision |
To be the leading Indian investment bank creating enduring values for customers |
| Mision |
To provide investment banking services in the areas of corporate finance, advisory, capital markets & trusteeship and achieve overall business growth through superior customer satisfaction, innovation, quality and commitment. |
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Investment Banking Services (All India)
- Debt Syndication
- Financial Modeling and Valuation
- M&A Advisory
- Corporate Restructuring
- - Reverse Mergers
- - Equity Carve Outs
- - Spin Offs
- - Split offs
- - Asset Sale
- Equity Products
- - IPOs / FPOs
- - Rights Issue
- - Warrants Issue
- - Private Equity
- - ADR / GDR / IDR
- - Private Placements
- - Venture Capital
- - Investment Grade Debt
- - Leverage First and second Lien Debt
- - Structured Equity
- - Growth Capital
- - Mezzanine / Subordinate Debt
- Equity Research
- Wealth and Portfolio Management
Trusteeship Services (At present only in Mumbai)
- Debenture Trusteeship
- Securities Trusteeship
- Executor of Will
- Administrator of an Estate
- Trustee under a Will/Voluntary or Living Trust
- Trustee for Public, Charitable and Religious Trusts
- Trustee of Trust created by Policies issued under Married Women's Property Act
- Guardian of Minor's property
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For further details and information click here or contact us at
Centbank Financial Services Ltd
(Formerly Centbank Financial & Custodial Services Ltd; The Central Bank Executors & Trustee Co Ltd)
15-16, Bajaj Bhavan,
Nariman Point, Opp. Inox Cinema / CR2,
Mumbai- 400021.
Tel: (022) 22022788 / 5018
Fax: (022) 22025043
E-mail: info@cfsl.in
Website: www.cfsl.in
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2. Centbank Home Finance Limited
| Incorporation |
In the Year 1991 |
| Main Objects of The Company |
Promotion of housing finance activities. |
| Net work of the company |
The Company is having 12 branches all over India and have its Regd & Corporate office at Bhopal |
| Branches |
Banglore, Bhopal, Bilaspur, Gwalior, Indore, Jabalpur, Jaipur, Lucknow, , Mumbai, New Delhi, Pune, Raipur |
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Types of Finance
The company provides finance for:
- Construction / Purchase / Extension of house
- Repairs and Renovation of house
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The loan slabs and applicable rate of interest w.e.f 01/08/2006 for individual Housing Loans is given below:
| Slab |
Rate of Interest |
| Fixed Rates (%) |
| Upto 10 Years |
9.50% |
| Over 10 Years |
10.50% |
| Floating Rates (%) |
| Upto 10 Years |
9.00% |
| Over 10 Years |
9.50% |
| Variable Rate (Only for existing borrowers) (%) |
| Upto 5 Years |
9.25% |
| Above 5 years to 7 years |
9.50% |
| Above 7 years to 20 years |
10.00% |
Interest Rates on Fixed Deposits
Scheme - 1 (Fixed Deposit - Quarterly Income)
| Period (Months) |
Rate of Interest (%) |
| 12 - 21 |
6.75 % |
| 24 - 33 |
7.25 % |
| 36 - 84 |
7.50 % |
Scheme - 2 (Fixed Deposit - Monthly Income)
| Period (Months) |
Rate of Interest (%) |
| 12 - 21 |
6.75 % |
| 24 - 33 |
7.25 % |
| 36 - 84 |
7.50 % |
Scheme - 3 (Cumulative Deposit)
| Period (Months) |
Rate of Interest (%) |
| 12 - 21 |
7.00 % |
| 24 - 33 |
7.50 % |
| 36 - 84 |
7.75 % |
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Additional interest of 0.50% per annum offered to deposits directly accepted from staff members/ ex-staff members and spouse of staff members of CBHFL, Central Bank of India, NHB, UTI, HUDCO, RBI, & Senior Citizens.
Senior citizens who are staff and/or their spouse who are employed with CBHFL, Central Bank of India, NHB, UTI, HUDCO, & RBI will be paid further 0.50%.
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Additional features of CBHFL, which differentiates it with other, HDC's are:
- Loans For Furnishing of House.
- Additional Housing Loan On Pari Passu/Second Charge.
- Housing Loans To Retiring Employees.
- Finance available For Purchase of Residential Plot/Land.
- Sanction before selection of property
- Repayment of existing housing loan outstanding with the employer
- Take over of housing loans availed from other housing finance companies and banks etc
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Add on facilities provided by the company
CBHFL offers additional benefits to the Borrowers as follows:
- Free Accidental Insurance*
- Bonus in form of waiver of last two EMI’s on regular repayment of loan*.
- Insurance on Building Property covering Fire, Earthquake & special perils.*
*Conditions apply
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| The CBHFL taking care of its customer provides all the facilities under one roof. The strategy of CBHFL is to hold the hands of its customers at each step, right from building there dream house to making them live comfortably in that house. |
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