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To meet any personal exigencies.
Salaried employees of Corporate Clients/ Schools / Colleges/ Universities/ Other Organisations whose salary is routed through Savings accounts of our branches at least for one year.
Operation in the account must be satisfactory.
Other Loan accounts of the applicant, if any, should have satisfactory conduct.
Overdraft may be allowed up to Rs.1,00,000/- or one months net salary whichever is less.
Repayment /Renewal of limit
Loan to be renewed annually.
Rate of Interest
Undertaking from the employer to credit monthly salary.
i. Employer's consent to credit salary in the Overdraft account to be submitted.
ii. Account to be brought credit balance by credit of salary once in a month.