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Central Kisan Credit Card

Extending credit to farmers

Objective

Loan for farmers on the basis of their holdings for purchasing agricultural inputs including cash withdrawals for their production needs.

Eligibility

		CKCC will be provided to any farmer to cater to his short-term credit requirements.
		Farmers having good track record for past 2 years with our Bank as a borrower or depositor and not being defaulter to any credit Institution would be considered. On selective basis, facility can be extended to new account holders after examination of their land records as well as satisfactory report from other banks.
		CKCC will be issued to farmers in the form of card-cum-passbook incorporating the name, address, particulars of land holding, borrowing limit, validity period which will serve both as an identity card as well as facilitate recording of transactions on an ongoing basis. The card, among others would provide for a passport size photograph of the holder. The borrower would be required to produce card-cum- passbook wherever he operates the A/c.

Security/Margin

In conformity with the Agricultural Loan.

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