Scheme for loan to Women Entrepreneurs
This scheme is specially introduced to offer financial assistance to Women Entrepreneurs for economic pursuits in Industry, Agriculture and Allied Activities, Business or Profession. The bank with network of branches spread throughout the country welcomes women entrepreneurs to avail financial assistance for pursuing vacations to their choice.
Credit facilities are available for Women Entrepreneurs for the following:
a) Small Business
b) Professional and Self Employed
c) Retail Trade
d) Village and Cottage. Tiny Industries
e) Small Scale Industries
f) Agriculture & Allied Activities
g) Government Sponsored Programmes
a) Small Business: For Entrepreneurs who intend to provide service (not a professional service) such as setting up to small lunch/canteen, mobile restaurant, circulating library etc.
b) Professional And Self Employed: Entrepreneurs who are specially qualified / skilled and experienced like Doctors, Chartered Accountants, Engineers or trained in Art or Craft etc.
c) Retail Trade: For entrepreneurs who intend to engage in retail trading of various commodities.
d) Village and Cottage/Tiny Industries: For entrepreneurs who are engaged in manufacturing, processing, preservation and services such as Handloom, Weaving Handicraft, Food-processing, Garment making etc. in village and small towns with a population not exceeding 50,000/- utilizing locally available resources/skills.
e) MSME; Micro, Small and Medium Enterprises- To start a unit engages in manufacture, processing or preservation of goods.
f) Agriculture & allied Activities: For women entrepreneurs who are engaged/intend to engage in agriculture and allied activities, such as raising of crops, floriculture, fisheries, bee-keeping, nursery, sericulture etc. and also trading in agriculture inputs.
g) Government Sponsored Programme: Apart from the above schemes, women entrepreneurs are also financed under the various Government Sponsored Programmes where Capital subsidies are available.
Other terms and conditions for the above facilities under Cent Kalyani i.e. quantum of loan, margin, interest, security, repayment, documentation etc. are as applicable under their respective schemes.